If you have bad credit, it can prevent you from many things, such as car loans or home loans. Being negligent or delinquent when it comes to bills can hurt your credit scores. This article will give you tips for improving an imperfect credit score. For those with imperfect credit, it can be hard to secure financing for a home. An FHA loan can be helpful in such a case since the federal government backs these loans. FHA loans can even work when someone lacks the funds for down payment or closing costs. Having a good record allow you to qualify for things like a home mortgage. By paying off…